CapTap | Industrial Capital - Fast MCA Funding

Why CapTap

The House Specials

What makes our capital different from the watered-down stuff.

Lightning Pour

Approvals in as fast as 3 hours. Funds hit your account by next business day. No waiting in line.

High Proof

94% approval rate. We look at your cash flow and revenue, not just your personal credit history.

Light Paperwork

Just 3 months of bank statements. No business plans, no tax returns, no cocktail napkin math.

Flexible Amounts

From $10K to $2M. Get exactly what your business needs, sized to your revenue.

No Hard Pull

Check your rate without impacting your credit score. Soft inquiry only until you accept.

Dedicated Rep

A real human guides you through the entire process. Call, text, or email anytime.

Average Funding

$127,500

The Process

The 3-Step Mix

Getting funded shouldn't be harder than ordering a drink.

Apply at the Bar

Fill out our secure 2-minute form. Upload 3 months of bank statements. That's it.

Review Your Offer

Get multiple offers within hours. Review terms with your dedicated rep. No pressure, transparent pricing.

Get Funded

Sign digitally, funds wire to your account. Most clients funded within 24 hours. Cheers to growth.

Start Your Application

Quick Check

Do You Qualify?

Answer 4 questions to see if you're eligible.

Question 1 of 4

How long have you been in business?

Success Stories

Happy Hour Reviews

"Applied Monday morning, had cash in my account Tuesday. Used it to buy inventory for the holiday rush. Best business decision I made all year."

Marcus R.

Retail Store Owner, Brooklyn

"Banks kept turning me down because of my credit. CapTap looked at my actual revenue and got me $85K to expand my kitchen. Third location opening next month."

Sofia L.

Restaurant Owner, Queens

"This is my third round with CapTap. The process gets faster every time. My rep actually remembers my business. That matters."

David K.

Auto Shop Owner, Bronx

"I needed inventory for the holiday rush and traditional banks were taking too long. CapTap funded me in 24 hours flat."

Sarah J.

Boutique Owner, Austin

"Transparent rates and no hidden fees. The daily debit is small enough that I don't even notice it coming out."

Mike T.

Construction, Miami

"My credit wasn't perfect, but they looked at my revenue instead. Got the capital I needed to renovate my patio."

Elena R.

Cafe Owner, Seattle

FAQ

Common Questions

An MCA is an advance on your future sales. You receive a lump sum and repay through a small percentage of your daily credit card or bank deposits. It's not a loan—it's a purchase of your future receivables, which means more flexible qualification.

We don't have a minimum credit score requirement. We focus primarily on your business revenue and cash flow. Even business owners with credit challenges can qualify if they have strong, consistent deposits.

Most applications are reviewed within 3 hours during business days. Once approved and you sign the agreement, funds are typically wired to your account within 24 hours—often same day.

Just 3 months of business bank statements and a valid ID. That's it. No tax returns, no business plans, no financial projections required.

Checking your eligibility involves only a soft credit inquiry, which does not impact your score. A hard inquiry only occurs if you accept an offer and proceed with funding.

Open Your Tab

Get a free quote in minutes. No hard credit pull.

Business Name *

Monthly Revenue *

Owner Name *

Phone *

Email *

How much do you need?

256-bit SSL Encryption. No hard credit pull.

Ready to Pour Some Capital?

Join 2,000+ businesses that got funded this year.

Start Your Application

For ISOs & Brokers

Partner With CapTap

Join the highest converting funding program in the industry. Competitive buy rates, fast syndication, and dedicated support for our partners.

Same-day offers & commission payouts
High-risk deals accepted
White-label portal available

LIQUIDITY
ON TAP